Welcome to First Financial Services, Inc.'s Web Site

At First Financial Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of lenders with first quality rates and offer a wide variety of mortgage products/strategies tailored to our client needs.

Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step of the way. You will save significant time if you determine what mortgage amount you can qualify for before you start looking at homes.

FFSi was founded in Charlotte, North Carolina in August of 1991. Since then we have gained a reputation for our superior rates and have expanded to fifteen offices from Maryland to Charleston, South Carolina. We are currently licensed in Maryland, the District of Colombia,  Virginia, North Carolina, South Carolina, Georgia, Florida, and Texas.  

FIRST FINANCIAL SERVICES, INC. - NMLS ID # 45012.  THE RESPONSIBLE PARTY FOR FIRST FINANCIAL SERVICES, INC FOR THE STATE OF COLORADO IS VICTORIA B. PALELLA., LICENSE NUMBER LMB100019362, NMLS ID # 8129; 6230 FAIRVIEW ROAD, SUITE 450, CHARLOTTE, NC 28210.  TELEPHONE: 1-866-470-5366 EXTENSION 126.  TO CHECK THE LICENSE STATUS OF YOUR MORTGAGE LOAN ORIGINATOR, VISIT http://www.dora.state.co.us/real-estate/index.htm; GEORGIA RESIDENTIAL MORTGAGE LICENSEE, MORTGAGE LENDER LICENSE # 16826; FIRST FINANCIAL SERVICES, INC., 6230 FAIRVIEW ROAD, SUITE 450, CHARLOTTE, NC 28210; FIRSTFINANCIAL SERVICES, INC. IS LICENSED BY THE VIRGINIA STATE CORPORATION COMMISSION (LICENSE NUMBER MC 2226); AS A CORPORATE ENTITY, FIRST FINANCIAL SERVICES, INC. IS ALSO LICENSED, REGISTERED OR EXEMPT IN THE STATES OF FLORIDA; MARYLAND; NORTH CAROLINA; SOUTH CAROLINA; TEXAS AND THE DISTRICT OF COLUMBIA.

 NOT LICENSED OR REGISTERED IN THE STATES OF: ALABAMA; ALASKA; ARIZONA; ARKANSAS; CALIFORNIA; CONNECTICUT; DELAWARE; IDAHO; ILLINOIS; INDIANA; IOWA; KANSAS; KENTUCKY; LOUISIANA; MAINE; MASSACHUSETTS; MICHIGAN; MINNESOTA; MISSISSIPPI; MISSOURI; MONTANA; NEBRASKA; NEVADA; NEW HAPMPSIRE; NEW JERSEY; NEW MEXICO; NEW YORK; NORTH DAKOTA; OHIO; OKLAHOMA; OREGON; PENNSYLVANIA; RHODE ISLAND; SOUTH DAKOTA; TENNESSEE; UTAH; VERMONT WASHINGTON; WEST VIRGINIA; WISCONSIN; WYOMING.  

Please contact one of our experienced loans officers to help you with your financing needs click here.